FINANCING

A roof is one of those projects you can’t always schedule around. Storm damage, active leaks, failing shingles, or a roof that’s simply at the end of its service life can force a decision fast. At IBC Roofing, we offer financing options that help you move forward without draining savings or putting off necessary repairs. You get a clear plan, predictable payments, and the same workmanship we’re known for—whether you pay in full or finance.

If you’re not sure what your budget can handle right now, that’s normal. Our job is to make the process straightforward, explain your options in plain language, and help you choose a payment path that fits your timeline.

Financing Through GreenSky

IBC offers financing for roofing projects through Greensky, so you can move forward without paying everything upfront. Approval is quick, and you can choose a payment option that fits your budget. If you want to explore financing, just ask and we will walk you through the steps.

Get Info About Financing

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Why Homeowners Choose Roofing Financing

Financing is popular for one reason: it gives you flexibility when timing and cash flow don’t line up. Many customers use financing to:

  • Replace a roof before leaks turn into interior damage
  • Handle storm-related repairs quickly
  • Combine roofing with upgrades (ventilation, gutters, insulation improvements, skylights, etc.)
  • Spread the cost into manageable monthly payments
  • Preserve savings for other priorities or emergencies

A roof is a protective system. When it’s failing, waiting can cost more than the repair itself. Financing can help you address the problem now and avoid compounding damage later.

FAQs

What affects approval and rates?

Financing terms depend on the program and applicant qualifications. Common factors include:

  • Credit history and credit score
  • Income and debt-to-income ratio
  • Project amount
  • Selected term length
  • Provider-specific criteria

We can’t guarantee approval, but we can help you prepare with the right project details and a clean scope so there are no surprises.

Financing can often be used for most residential roofing scopes, including:

  • Roof replacement (shingle, metal, and other approved systems)
  • Roof repairs (when eligible)
  • Underlayment, flashing, and ventilation improvements
  • Gutters and drainage upgrades (when included in the project)
  • Skylight replacement or re-flashing (when part of the scope)
  • Additional protective upgrades recommended during inspection

If you’re bundling items, we’ll build the scope clearly so you know what’s included and why.

Usually, no. In most cases, approvals are fast and we can schedule as soon as materials and weather allow.

Our Happy Clients

Ready to See Your Financing Options?

If your roof needs attention and paying all at once isn’t ideal, we can help you explore financing and move forward with a plan that feels manageable. Reach out to IBC Roofing to schedule an inspection and get a written estimate. Once you have real numbers in front of you, the decision gets a lot easier. Request a roofing estimate today, and ask about financing options. We’ll walk you through the next step and help you choose a payment plan that fits your project and your budget.

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